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Log secret debts
Record what you owe and what you are owed — even the debts no one else knows about.
For the debts no one else knows about.
Never forget what you owe — or what you are owed.
Promise is a private place to log personal debts — including the secret ones — keep the evidence that proves them, and hold every detail exact. So nothing is forgotten, nothing gets mixed up, and your next of kin will know where things stand.
Start with what you remember. Add proof as you go.
PromiseAPrivate
Family loansOnly you · Updated just now
You owe$120.00
They owe you$80.00
TransactionsBalancesCategories+ Add
Repaid in cashJun 2, 2023$1,200.00You paid
Borrowed — motorbikeJan 12, 2023$86.40They paid
Borrowed — hospital billNov 9, 2023$72.00They paid
Repaid to me — transferDec 1, 2023$48.00They paid
Illustrative data only
Built for quiet debtsSecret loans, family debts, handshake promises — written down at last.
Proof, not just notesAttach receipts and evidence so each debt can be proved.
Private — until it mattersOnly you can see your records. Share with family only if you choose to.
Why this exists
The most important debts exist only in memory.
Loans between family, quiet help to a friend, money you borrowed and swore you would return — no receipts, no contracts, just memory. Memory fades, details get mixed up, and if something happens to you, no one even knows. Write it down, back it with evidence, and hold it exact.
Secret debtsno one else knows
No proofjust your word
Memory fadesdetails get mixed up
Family left blindkin never told
How much did I borrow from Uncle last year?RM4,000? Or was it five?And did I pay any of it back?Debts you can prove, even years later.
What you can do
Built for debts that matter.
Log it, prove it, settle it with dignity — for yourself and your kin.
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Debts both sides accept
Send a link the other side can acknowledge — “I accept these terms” — or dispute. No account needed.
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Endings for real life
Forgive part or all of it, pause when money is tight, dispute, or offset. Debts rarely end in a neat “paid”.
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Proof, kept
Receipts beside the promise, balances that count only confirmed payments, instalments and terms in writing — exact and exportable.
What we do
From memory to proof.
Write down what you remember. Back it with evidence. Settle it with dignity.
Write down the debt
Log what you owe or are owed — even with just a name and an amount.
Attach the proof
Add receipts, photos and notes, and log payments as they happen.
Settle it with dignity
Remind gently with ready-made words, pause or forgive when life happens — and let family find it if they ever need to.
Our principles
A record your family could rely on.
Simple rules that keep private debts exact, provable, and findable.
Visibility follows your choice
New records are shared with profile members. Private records stay visible only to their creator and the profile owner.
Confirmed movements count
Only confirmed movements change the balance; past updates stay in the record.
Currencies stay separate
Each currency keeps its own balance; different currencies are never added together.
You decide what happens next
This is a record, not financial or legal advice or a payment system. You decide how and when to settle up.
Frequently asked questions
Straight answers to common questions.
Do I need every detail?
No. Start with what you know, then add details as the promise changes.
Can my family see my records if something happens to me?
Your records stay private to you. Share a link with family whenever you choose — they do not need an account — so the people who need to know can find out.
What should I record?
Debts you owe and debts owed to you — money, quantities or commitments — including the secret ones only you know about.
What if they cannot pay?
Promise keeps the record — it never moves money. Pause the promise, forgive part or all of it, and settle separately whenever you can.
Write it down before it fades.
Create a free account and log your first debt in minutes — privately, with proof.